Broker Check


The Peanut Butter Philosophy


At Swofford, we want to help you gain a clear picture of how your investments are working for you. A simple analogy we enjoy using in our planning process relates to peanut butter. Peanut butter can be either smooth or chunky - both types have similar tastes, but they are differentiated by their unique textures.

In the same way, there are both "smooth" and "chunky" investments. "Smooth" investments are used to cover the ongoing expenses of life by creating a continuous income. On the other hand, "chunky" investments are designated for one-time, larger expenses, such as medical emergencies, home repairs, or simply a special vacation.

When it comes to "chunky" and "smooth" investments, the Swofford team is always here to prepare you for both.


Disclaimer:

*All investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results.

**Repositioning of non-retirement accounts may create taxable events, which could increase your tax liability